Auto Insurance: Comprehensive Coverage

What is Comprehensive?

Do you rely on a vehicle to get you to the important stops on your day to day commute? For many Albertans, ensuring their vehicle is properly protected plays an essential role in their daily life. Whether you commute to work, school, or even just love to hit the open road, having the right coverage makes sure you’re safe and keeps you moving, even when the unexpected hits.

More Than Just Bumper to Bumper

When most people think of auto insurance, it’s safe to say that collisions are typically the first thing that comes to mind. While fender benders, crashes, and other driver caused mishaps are a prominent concern on the road, collision insurance is only a small part of the whole package when it comes to keeping both you and your vehicle safe. Comprehensive coverage adds an additional layer of protection against life’s more unexpected mishaps, including those beyond the driver’s control.

What Is Comprehensive Coverage?

Even if you are the most careful driver on the road, sometimes there are factors you can’t prevent from damaging your vehicle. Mother Nature can be volatile: fires, floods, and windstorms can cause thousands of dollars of damage to your vehicle in an instant, leaving you scrambling to get back on the road. Beyond weather-related incidents, damage left behind by thieves and vandals are an unwelcome surprise for any vehicle owner, and can lead to a costly trip to the body shop without protection.

Why Should I Include Comprehensive Protection?

While it may be tempting to “save a few dollars” on your yearly premium by forgoing comprehensive coverage, it’s best to consider the following first:

How much can you afford to pay when the unexpected hits?

Are you able to handle the costs of severe body damage after a storm out of pocket? Can you afford unforeseen expenses without putting a strain on your bottom line? For the majority of drivers, knowing that you have the cushion of your deductible in the event of the claim is a source of relief and comfort. Additionally, for those financing or leasing a vehicle, full coverage (collision and comprehensive coverage is typically a mandatory requirement.

The Ravenhill Way

Comprehensive coverage makes it easy to get the help you need after an unfortunate mishap and to get back on the road in no time. Working with an experienced team of brokers ensures your auto policy fits your needs, as well as your price point. With over 30 years of experience in the insurance industry, Ravenhill is proud to offer our clients exceptional service and access to policies that are best suited to you, your family, as well as your business. Contact us today to learn more!